Terms & Conditions

These Terms govern your use of Spend (the “Service”). By using the Service, you agree to these Terms.

Eligibility

You must be legally capable of entering into a contract in your jurisdiction.

Your account

• You authenticate by confirming login from your WhatsApp number and are responsible for maintaining access to your phone.
• You must not misuse the Service, attempt to break security, or interfere with other users.

Financial information

The Service helps you track personal transactions and generate reports. It does not provide financial, tax, or legal advice.

Acceptable use

You agree not to use the Service for unlawful, harmful, or abusive purposes.

Availability

We aim for reliable operation but do not guarantee uninterrupted availability. Features may change over time.

Limitation of liability

To the maximum extent permitted by law, Spend is not liable for indirect or consequential damages arising from your use of the Service.

Termination

You may stop using the Service at any time. We may suspend access in case of abuse, security issues, or legal requirements.

Contact

For questions about these Terms, contact hello@example.com.